Financing Made Simple with Hearth

Estimate your monthly payment and explore financing options in minutes. Fixed monthly payment options when available.

Check options with no impact

Pre-Qualify

See potential financing options in minutes. Checking options typically does not affect your credit score.

Flexible financing options

Up to $100k

Loan amounts up to $100,000 (based on eligibility). Compare offers from lending partners and choose what fits your budget.

Simple, predictable payments

Fixed Payments

Fixed monthly payment options when available, with terms commonly in the 2–7 year range.

Easy, 4-Step Financing Process

Estimate your monthly payment, check potential options, and apply online in just a few minutes.

Start

your project

Answer a few quick questions to get started.

See potential options

Compare offers from lending partners.

Choose & apply

Pick the plan that fits your budget and complete your application.

Get funded

If approved, funds will be available quickly so we can move forward.

Quick answers about pre-qualification, monthly payments, and what to expect when applying.

What does “pre-qualified” mean?
Pre-qualification is an eligibility check that can show potential financing options. You’ll answer a few questions and may see offers from lending partners. Final approval and terms are determined by the lender during the full application.
Will checking options affect my credit score?
Viewing potential options typically does not affect your credit score. If you move forward with a full application, the lender may run a credit check, which can impact your credit.
What type of financing is this?
Hearth’s partners typically offer personal loans with fixed payments and terms commonly in the 2–7 year range. Available terms and rates depend on eligibility and the lender.
What will I need to apply?
Requirements vary by lender. Some applicants may be asked for income verification (for example, a pay stub, W-2, or similar documents) depending on the lender and offer.
When is the first payment due and how do payments work?
The first payment is usually due about a month after funding (your lender will confirm timing). Payments are typically made directly to your selected lender, often through the lender’s online portal.
Who do I contact if I have questions about my application?
For questions about offers, rates, or application status, you’ll work directly with the lender shown in your Hearth options. For questions about your project or installation, contact us at (856) 546-5655.